VA Mortgage Loan Underwriter Job at Tomo, Stamford, CT

WGxORU1IOFc3M3FaOFhDTWZ3UmxQbm5KSnc9PQ==
  • Tomo
  • Stamford, CT

Job Description

Who we are Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, DST, NFX and Progressive, Tomo is poised to become one of the most valuable fintech startups of our generation. VA Mortgage Loan Underwriter Location: Remote, US Reports To: Head of Underwriting Type: Full-Time As a VA Mortgage Loan Underwriter, you will play a vital role in the approval process for Veterans Affairs (VA) home loans. Our underwriters will collaborate closely with all members of the operations team throughout the process to bring loans to closing, without having to speak directly to the borrower. We are looking for resourceful Underwriters who can make guidelines fit the borrower, not the borrowers fit the guidelines. Beyond producing high quality loans, our goal is to build a memorable experience that will ensure our customers enjoy the home buying process. With offices in Detroit, Seattle and Stamford, CT, we are quickly expanding in order to deliver a once-in-a-lifetime experience through a combination of technology and excellent service What You’ll Do Underwrite and decision residential agency conforming mortgage loans Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents Review appraisal reports to identify and resolve any discrepancies discovered within Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan Calculate qualifying ratios, determine creditworthiness; provide risk opinions Maintain proactive review of pipeline What Makes You a Great Fit: Must hold an active VA SAR (Staff Appraisal Reviewer) designation Recent VA underwriting experience is required to support current team needs (within the last 12 months) 7+ years of experience underwriting Fannie Mae and/or Freddie Mac Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA) Understanding of the mortgage lending process Ability to carry out loan calculations (DTI, LTV, etc.) Ability to handle multiple files simultaneously Strong written and verbal communication Perform well in team environments The drive to build something new Leadership experience a plus Preferred Qualifications: VA LAPP/SAR/DE Certifications Experience working with Fannie Mae and/or Freddie Mac The expected annual compensation for this position will be between $85,000 — $100,000 USD #J-18808-Ljbffr Tomo

Job Tags

Full time,

Similar Jobs

MAHLER PRIVATE STAFFING

Executive Housekeeper Job at MAHLER PRIVATE STAFFING

#indmps Executive Housekeeper Newport Beach We are seeking a highly organized, detail-oriented Executive Housekeeper to support a professional family with four children in Newport Beach. This is a part-time position, ideal for someone with strong initiative and a commitment... 

Centra Health, Inc

Certified Sterile Processing Technician- FT/Days (CRCST Required) Job at Centra Health, Inc

 ...Job Description The Sterile Processing Technologists are allied health professionals who are an integral part of the team of medical practitioners...  ...Training Program (or substitute appropriate training/experience) - National Certification as Sterile Processing Technologist... 

Lincoln Electric

Product Security R&D Engineer Job at Lincoln Electric

 ...the development and implementation of a comprehensive product security program within the R&D department. This role will be instrumental...  ...Secure Software Lifecycle Professional (CSSLP), Certified Information Systems Security Professional (CISSP), Certified Secure Software... 

Black Diamond Technologies

Digital Content Writer Job at Black Diamond Technologies

 ...Job Description Job Description Black Diamond Technologies is looking for a Digital content writer and Marketer to help write highly creative content that will help drive traffic. There will likely be a variety of industries, but content creation experience in technology... 

Roman Catholic Bishop Of San Diego

Bookkeeper Job at Roman Catholic Bishop Of San Diego

 ...statement as to why you would like to serve the Catholic Church as a Bookkeeper. Position Summary: Under the direction of the Pastor,...  ...move up to 15 pounds. This position may require evening and weekend work. The physical demands described here are...